Privacy Policy

Last updated: 11/1/2025

GDPR

Email Test Version

1. Information We Collect

We collect information that you provide directly to us:

Personal identification information
Financial information
Contact information
Employment information
Credit history

2. How We Use Your Information

Process loan applications
Verify your identity
Assess creditworthiness
Communicate with you
Comply with legal obligations

3. Information Sharing

We may share your information with:

Credit bureaus
Partner vendors
Payment processors
Legal authorities when required

4. Data Security

SSL/TLS encryption for data transmission
Secure database storage
Access controls and authentication
Regular security audits

5. Your Rights Under GDPR

Right to access your data
Right to rectification
Right to erasure
Right to data portability
Right to object to processing

6. Data Retention

Application data: 7 years
Payment records: 7 years
Communication logs: 3 years

7. Cookies and Tracking

Essential cookies for functionality
Analytics cookies (optional)
Marketing cookies (with consent)

8. Third-Party Services

Payment processing: Adyen
Email services: Microsoft Azure
Analytics: Google Analytics (optional)

9. Changes to Privacy Policy

We will notify you of any material changes via email.

10. Contact Us

Data Protection Officer: dpo@bnplplatform.com Phone: +357 99 123456