How Pliro Works

From application to approval in 6 simple steps. Get the flexibility you need with transparent, secure financing.

Typical Timeline

From start to shopping

KYC Verification

2-10 mins

Application

5 mins

Assessment

2-5 mins

Approval

Instant

Ready to Shop

Same day

The Process, Step by Step

Here's exactly what happens when you apply for a Pliro payment plan

1

Identity Verification

Secure KYC process to protect you and comply with regulations

  • Upload your ID document
  • Quick selfie verification
  • EU-compliant security
  • Bank-level encryption
2

Apply Online

Fill out our simple application form in just 5 minutes

  • Basic personal information
  • Employment and income details
  • Choose your loan amount (€100 - €10,000)
  • Select payment period (3-12 months)
3

Instant Assessment

Our automated system evaluates your application in real-time

  • Automated credit scoring
  • Income and expense verification
  • Debt-to-income ratio analysis
  • Instant decision in most cases
4

Get Approved

Receive your approval and review your payment plan

  • Clear payment schedule
  • No hidden fees
  • Transparent interest rates
  • Flexible payment options
5

Start Shopping

Use your approved credit at partner merchants

  • Shop at 100+ partner stores
  • In-store and online
  • Instant payment to merchant
  • First installment due immediately
6

Easy Repayment

Automatic payments for your convenience

  • Choose your payment day (1-28)
  • Automatic card payments
  • Payment reminders via email
  • View schedule in your portal

What You'll Need

Before you start your application, make sure you have these ready:

Be 18 years or older

Cyprus resident with valid ID

Regular income (employment or self-employed)

Valid debit/credit card for payments

Email address and phone number

Important Notes

  • Your approval amount depends on your income and existing commitments
  • First installment is charged immediately upon approval
  • You must have sufficient disposable income to cover monthly payments
  • All information is verified and must be accurate

Why Choose Pliro

Built for your convenience and security

Fast Approval

Most applications approved within minutes

Secure & Private

Bank-level security, GDPR compliant

No Hidden Fees

Transparent pricing, no surprises

Mobile Friendly

Manage everything from your phone

Ready to Get Started?

Apply now and get an instant decision. Shop today, pay over time.

Start Your Application